Cosmetic surgery techniques have made impressive strides allowing one’s aesthetic wish list to become a reality. For those who thought they would have to delay a procedure due to a lack of available funds, there are a host of affordable options for every patient, and that way is through cosmetic surgery financing.

Karen Martindale, a patient concierge for board-certified San Diego plastic surgeon, Dr. D. Glynn Bolitho, explains how there are an array of options. Giving oneself the gift of surgical or nonsurgical rejuvenation is a deserved treat.

“For especially women, we have had our children, stretched out tummies, and lost the volume in our breasts. Now, it’s time for you,” Martindale said.

Likewise, both men and women are embracing the advent of state-of-the-art minimally invasive procedures. And for those who think they must save their dollars for cosmetic procedures, things have changed in the world of plastic surgery.

“One of the most reputable lenders is the CareCredit healthcare credit card,” she said, adding that it’s a simple online or phone sign-up process. “And they have plans up to $25,000 with 24, 36, 48, or 60 months at 14.9% interest. There’s no penalty for early payment.”

A procedure someone has wanted to have to look their very best is within reach with financing such as this. Over time, a patient can pay what is comfortable in their monthly budget.

According to Martindale, one can get a cosigner who doesn’t even need to live in the same household.

“Once a person is issued with their new credit card information we can move forward with your procedure,” she said.

Another option to enable people to look and feel their best through surgery is with the Point Loma Sharper Image Loan. Like CareCredit, Martindale said, a loan can be issued for up to $25,000. To date, those terms are 60 months for a pay-off and for those who qualify, an 8.49% interest rate.

“You become a member at a local Point Loma, and once that is complete, you have the opportunity of sitting down with someone and explaining your situation,” she said.

While cosmetic surgeries have revolutionized, so have the prospects to receive them through financing. Many can finally have the rejuvenation procedure they have always wanted such as:

And more….

Martindale also wanted to remind everyone that respected surgeons take most major credit cards, too.

“You can also do something that I call, ‘surgery on layaway,’” she said. “How this works is after you come in for a consultation and you receive a quote, after putting down your 10% deposit, you can make monthly payments that we apply to your account. And once it’s paid you can then have your surgery.”

There are many creative ways one can have the cosmetic procedure they truly desire. Cosmetic surgery offices, such as Dr. Bolitho’s, pave different roads for patients.

“We are always flexible with our patients, and we truly wouldn’t have it any other way,” Martindale said.

In many respects, cosmetic surgery is an investment in oneself and that really is the best investment of all.

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